How to invest in Mutual Fund?
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How to invest in Mutual Fund? |
Hello and welcome to our website so today we are going to see what our mutual friends and step-by-step investing process for mutual funds so I will show a live screen on how to invest in mutual funds so now let us see what is mutual fund so mutual fund is nothing but collecting money from group of people and that money will amount to two thousand three thousand crores and investing that money in various securities like stock market Gore Adept market government securities bonds money market foreign exchange so putting this money in different these things and generating profit out of that and distributing that profit to all the people who investor is called mutual fund so this is being have a strict guidelines from SEBI it has been approved from SEBI you cannot start a mutual fund without approval from SEBI so it there are certain process which the mutual fund needs to add to it is very strict so now let us see the advantage of mutual fund so there are so many advantages I will just say to advant main advantages the first one is even if you invest thousand you can professionally appoint some professional managers to manage your thousand rupees so that is called so fund managers those those people are called fund managers and chief information vestment officers so mutual fund will have a definite structure I also made a video about that you can also see that so the next advantage is even if you have thousand rupees you can invest that thousand rupees in different markets like gold real estate then money market but money market and but you cannot go on inverse thousand in money more money market will need a minimum investment of very high investment which we cannot do only for institution investors can do that sorry you know other institutional investors can do that big investors so now let us see how to invest in large cap fund so I've chosen SIP mutual fund large cap fund so why I chosen this fund is large cap is nothing but companies whose market capitalization is more than 20 thousand crore so this mutual fund only invest those companies where risk is comparatively are very low when compared to investing in mid-cap and small-cap companies so these companies are already established trustworthy and you can rely on this companies because they have a proper structure which is already established so who can invest in these things so people who are looking for long-term capital appreciation and growth should invest in that so minimum investment period I would say is more than three years minimum three to five years or ten years or you can continue up to your retirement people who are in their twenty five or twenty to forty can invest in that so once they once there they grow this mutual friend also grow along with them and it will give good return Cindy more than three years so if you exit within one year one percent of one person will be charged on that profit and if you exit after one year there is no charge anything like that you can take in their profit else one just one percent will be exit load so let us see where and all the investing so the invest in equity and equity later eighty two hundred percent since this is large cap the complete equity the u.s. minimum eighty two hundred percent in equally large cap this thing so you can also see who can invest in this investor who are looking for capital growth with long-term investment horizon-- those who are looking to build their corporate portfolio with large cap stocks and here is the risk o meter so this risk o meter will be there for all the mutual funds whichever mutual fund you see will have it will show how risky is that fund so it is showing moderately high risk so equity will always show moderately high because it will give returns only in the long run if you go about a low and moderately low you won't be able to get returns of more than six percent five percent like that so equity should be okay for long term investment if you are looking for just six months of this thing this might not suit you myah basis minimum you can put three thousand monthlies so I will show you how to do that SIP and if since you're investing first time right said enter pan and submit so you will get this page click OK and choose the other options and if you want you can read the terms and condition then click I agree then enter your email id then you come down select the scheme as select lump Samar sip so you can choose sip if you want monthly then click on the select scheme here you choose the large cap fund then you choose regular plant growth and option also growth then click go so you'll be asked to enter the frequency monthly or quarterly number of installment the date at which you want to start the SIP I'm investing five thousand sip so I have chosen that and then you click on submit so you need to upload canceled check our bank internet banking account statement bank account statement after that once you're done I'm not choosing the canceled check you need to click continue after that so here you need to enter all your details of occupation everything then click continue here you need to enter the IFSC code and your bank details and you will get an OTP you need to enter that OTP in the next screen and then validate here enter the OTP and click on validate then it will show the summary of whatever your investment summary so you can go ahead and confirm it so once you have confirmed you will have a URL number which is at the last column so you click on this you are and you will have this your number click on your net banking you need to go to bill pay section to the net banking so once you go there you need to enter this URL number so I know however HDFC Bank so I am to build a section here fun transfer so you click on continue so you choose mutual funds here last in the last but three before the last we have third one here education so click on mutual fund choose the mutual fund LSE click OK add this builder so you need to enter your URL that you saw you will also get a mail in your email box and you can in turn name your sip amount if you want to increase the amount you can also enter the breaker amount and choose the bank account which you want auto-debit and have this builder to your listing so that did so if you have any doubts you can contact us on the 8:07 double to one triple zero three so here we will see the fund performance of large gap so large gap is conservatively good for the long term so you can read SIP me anytime so thank you for reading this article if you have any doubts you can read up me or call me so bye bye
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